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Centerville Income Tax Basics For New Homeowners

Centerville Income Tax Basics For New Homeowners

Just moved to Centerville and wondering how the city income tax works? You are not alone. Understanding the basics now can save you time, money, and stress at tax time. In this guide, you will learn the Centerville rate, who must file, key deadlines, credits, and practical steps to take as a new homeowner. Let’s dive in.

Centerville tax rate at a glance

Centerville’s municipal income tax rate is 2.25 percent. As the City notes, this rate has been in effect since January 1, 2017. You will find the latest details on the City’s Income Tax page, including forms and contact info. See the City’s overview on the Centerville Income Tax page.

Who must file in Centerville

If you are a Centerville resident, you must file an annual Centerville return, even if no tax is due. The City Code defines resident and domicile for tax purposes. You can review those definitions in the Centerville Municipal Code.

If you are a nonresident who works in Centerville, wages earned in the city are taxable. Centerville’s guidance says a nonresident worker does not have to file if Centerville tax was properly withheld by the employer. See the City’s Income Tax FAQs.

Businesses and rental owners that operate or own rental property in Centerville must file a return, even if no tax is due. This applies to partnerships, LLCs, and other entities. The City addresses these situations in the Income Tax FAQs.

What income is taxable

Taxable income includes wages, salaries, commissions, other compensation, and net business profits. Several items are not taxable under Centerville rules, such as Social Security, certain pension income, interest and dividends, and state unemployment or workers’ compensation. You can confirm the taxable and non‑taxable lists in the City’s Income Tax FAQs.

Withholding and estimated payments

Employers located or doing business in Centerville must withhold Centerville tax on qualifying wages for work done in the city. Employers may also withhold for your city of residence on request. If your employer does not withhold Centerville tax, you are responsible for paying via estimates. Review employer withholding rules in the Municipal Code.

If you expect to owe at least $200 in city tax for the year, you must make quarterly estimated payments. For most individuals, those estimates are due April 15, June 15, September 15, and January 15. See the City’s due date guidance on the Centerville Income Tax page or check the statewide municipal calendar for reference at the CCA municipal tax calendar.

Credit if you work in another city

If you live in Centerville and work in another Ohio city that withholds a municipal tax, Centerville grants a credit for tax paid to that city. The credit is limited to Centerville’s 2.25 percent rate, which helps prevent double taxation on the same wages. See the formal credit provision in the Municipal Code.

Moved midyear or part‑year resident

If you became a Centerville resident during the year, you will typically file as a partial‑year resident and compute tax for the period you were domiciled in the city. The City Code explains how domicile and days outside the city affect your status. Review the definitions in the Municipal Code.

Renting part of your home or self‑employed

Net rental profit from Centerville property is taxable at the city level. This includes renting a room or short‑term rentals. Nonresident owners of Centerville rentals must also file. If your annual city tax from rental or self‑employment will be $200 or more, plan to make quarterly estimates. See guidance in the City’s Income Tax FAQs.

Deadlines, documents, and how to file

For calendar‑year individuals, the city return is due April 15. Filing an extension gives you more time to file, but it does not extend time to pay. Any tax due is still due by April 15.

Gather your supporting documents before you e‑file or mail your return. Typical attachments include your Federal Form 1040, W‑2s, and relevant federal schedules. Access the e‑file portal, PIN instructions, and contact details on the City’s Income Tax page.

Penalties and interest

Centerville assesses interest and penalties for late filing or late payment. The interest rate is tied to the federal short‑term rate and can change each year. For the current interest rate and penalty structure, check the City’s site and the Municipal Code section on interest and penalties.

New homeowner checklist

  • Update your address with the Centerville Income Tax Division and set up e‑file access. See the City’s Income Tax page.
  • Confirm whether your employer is withholding Centerville tax. If not, request residence‑city withholding or plan to make quarterly estimates. See the withholding rules.
  • If you work in another city, save your W‑2s to claim Centerville’s credit for tax paid to that city, limited to 2.25 percent. Review the credit provision.
  • Planning to rent part of your home or do side‑work in Centerville? Estimate whether your city tax will reach $200 or more, then set up quarterly payments. Due dates are on the Centerville Income Tax page.
  • Keep organized records. Refunds and audits require complete documentation. The City lists typical attachments in the Income Tax FAQs.

Property tax relief for owners

Separate from the city income tax, Montgomery County offers homestead property tax relief programs for eligible seniors and homeowners with disabilities. If you qualify, this can lower your total cost of ownership. Learn more from the county’s Homestead program page.

Local resources

Ready to make your move to Centerville feel simple and informed? If you want a local partner who combines disciplined service with practical guidance on the details that matter, connect with Andrea Neswadi for clear next steps on buying or selling in Southwest Ohio.

FAQs

What is Centerville’s income tax rate and who pays it?

  • The rate is 2.25 percent, and it applies to Centerville residents and to nonresidents on wages earned in the city. See the Centerville Income Tax page.

When are Centerville estimated tax payments due?

  • If you expect to owe $200 or more, quarterly estimates are typically due April 15, June 15, September 15, and January 15. See the City’s guidance and the municipal tax calendar.

I live in Centerville but work in another city. Do I get a credit?

I moved to Centerville midyear. Do I file as a partial‑year resident?

  • Yes, you typically file for the portion of the year you were domiciled in Centerville. See definitions of resident and domicile in the Municipal Code.

Do I owe city tax on renting a room or short‑term rental?

  • Net rental profit from Centerville property is taxable, and you may need to make quarterly estimates if liability is $200 or more. See the City’s Income Tax FAQs.

How do I file a Centerville return and what documents are needed?

  • File by April 15 and attach your Federal 1040, W‑2s, and relevant schedules. Access e‑file and contact info on the Income Tax Division page.

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